Retirement from jobs stops income. Sometimes, retired persons can’t make the best use of their retirement benefits due to lack of right planning. SIBL Retired Citizen Monthly Benefit Scheme is a time-befitting scheme for retired persons with a number of exclusive benefits including treatment facilities.            


Retired persons must be a citizen of Bangladesh.

Tenure: 01 year, 02 years, 03 years, 05 years, with renewal options.

Special Benefits:

  • Attractive monthly profit under this scheme.
  • Beneficiary can withdraw monthly profit from any branch and sub-branch.
  • Beneficiaries of the scheme can avail 40 percent discount in SIBL Foundation Hospital & Diagnostic Center and transport facilities within City Corporation.
  • Debit/credit care facility and no renewal fee applicable.

Investment Facility

  • Scheme holders can avail investment facility after one year of opening the account.
  • Investment facility can be availed up to 90 percent of deposited amount.

Other Specifications

  • A minimum Tk.5.00 lac or above is needed for opening this scheme.
  • A mudaraba savings account to be opened so that the beneficiary can withdraw monthly profit from that account.
  • In case of encashment before 1 year, profits will be applicable as per Mudaraba Savings Account.
  • Govt. Tax/duty will be deducted from the profit as per existing law and rules.

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