A debit card (also known as a bank card or check card) is plastic cart that provides the cardholder electronic access to his or her bank account(s) at a financial institution. Some cards have a stored value with which a payment is made, while most relay a message to the cardholder’s bank to withdraw funds from a designated account in favor of the payee’s designated bank account. The card can be used as an alternative payment method to cash when making purchases. In some cases , the cards are designed exclusively for use on the Internet, and so there is no physical card.1 2
An electronic card issued by a bank which allows bank clients access to their to withdraw cash or pay for goods and services. this removes the need for bank clients to go to the bank to remove cash from their account as they can now just go to an A TM or pay electronically at merchant locations. This type of card, as a form of payment, also removes the need for checks as the debit card immediately transfers money from the client’s account to the business account .