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From the desk of the Managing Director & CEO

It is indeed, my pleasure and privilege to symbolize the success of SIBL that has been done diligently in securing a steady growth in the challenging banking environment. And initiating website anew has in fact, opened a window for SIBL to market its business on-line as well as to establish its presence in the global marketplace.

The Social Islami Bank Limited, a second-generation bank, operating since 22 November, 1995 based on Shariah Principles, has now 135 branches all over the country with two subsidiary companies - SIBL Securities Ltd. & SIBL Investment Ltd.

The bank has taken a renewed drive aiming at consolidating its business in more focused areas covering SME and Agro-finance with emphasis on searching for alternative delivery channel under which SMS banking and mobile based remittance payment systems that are gradually introduced to disseminate the SIBL services to the doorsteps of the customers. The bank has already introduced Internet banking and launched some new products to strengthen its business. The products are Sonali Din, Sommridhir Sopan, Sonchoy Protidin, Swopner Shiri, Shukher Thikana, Sabuj Chhaya, Sabuj Shayanho, Subarnolata, Subornarekha, Sanchita and Zameel ATM Debit card.

SIBL is a pioneer in introducing on-line banking among all the Islami Banks of the country with state-of-the-art banking software, which will enable the bank to perform as any branch real time banking service to the clients. The state-of-the-art banking software of the bank will enable to perform as any branch real time banking service to the clients. SIBL is supported by core banking solutions and our products & services are strongly backed by IT infrastructure, which are upgraded & expanded on continuous basis.

SIBL has set its strategy to convert all its banking activities from traditional branch-based banking system to an ideal blending of both centralized processing unit (CPU) and effective operation of branch that based on modern essence of banking.

The bank is running its payment system successfully through BACPS, BEFTN under BACH in order to boost up its businesses in multiple dimensions. Adopting BACH System as per guidelines of Bangladesh Bank, SIBL ensures security, safety and hassle free faster transactions from end to end. Moreover, the bank is effectively adopting regulatory guidelines on IT risk management.

SIBL is quite conscious of its social business responsibilities and is always trying to participate in various social programs in the country under its CSR portfolio giving special emphasis on health, habitat & education. The bank ensures to provide better integrated idea of formal, informal & voluntary banking in the same platform. SIBL has its unique feature to mobilize capital through CASH WAQF program.

SIBL lays emphasis on employment generated, environment friendly and green banking based investment keeping an eye on equitable distribution of resources over geographical territory for sustainable growth of macro economy of the country.

The Bank's continuous effort has been to increase the shareholders' value, and be valued as a compliant organization. The Corporate Governance systems in SIBL ensure transparency and accountability at all levels in conducting business. SIBL in its journey towards continuous excellence has changed its brand logo recently. We take pride in our new logo.

Lastly, I most humbly submit to the greatness of Almighty Allah (SWT) soliciting Thy's mercy to pave the journey towards glorious success of the SIBL in continuity.

Mr. Shahid Hossain
Managing Director & CEO
Social Islami Bank Limited.

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