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Bai-Muazzal
Bai-Muajjal is a contract between Buyer and Seller under which the seller sells certain specific goods ( permissible under Shariah and Law of the country ), to the Buyer at an agreed fixed price payable at a certain fixed future date in lump sum or within a fixed period by fixed installments. The seller may also sell the goods purchased by him as per order and specification of the Buyer.

In Bank's perspective, Bai-Muajjal is treated as a contract between the Bank and the Client under which the bank sells to the Client certain specified goods, purchased as per order and specification of the Client at an agreed price payable within a fixed future date in lump sum or by fixed installments.
Investment Products
Bai-Muazzal
HPSM
Murabaha
Musharaka
Special Investment
Deposit Products
Mudaraba Scheme Deposits
Al Wadiah Current Account
Mudaraba Savings Deposit
Mudaraba Term Deposit
Mudaraba Notice Deposit
Cash Waqf. Deposit
Cards
SIBL Credit Card
Visa Islamic Credit Card (Dual)
Visa Islamic Credit Card (Local)
SIBL Zameel Debit Card
E-banking
Internet Banking
Mobile Banking
SMS Banking